ClearScore Dataset | UK Consumer Transaction Data | 1.4m users. product image in hero

ClearScore Dataset | UK Consumer Transaction Data | 1.4m users.

ClearScore
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transaction_reference
user_id
user_reference
age_band
salary_band
derived_gender
account_reference
provider_group_name
account_type
account_balance
account_created_date
account_last_refreshed_date
transaction_date
transaction_amount
transaction_description
credit_debit_flag
merchant_business_line
merchant_name
purpose_tag
bank_code
postcode_area
lsoa_code
msoa_code
data_warehouse_created_date
data_warehouse_updated_date
insert_update_flag
merchant_business_line_id
priority
min_debit_tolerance
max_debit_tolerance
merchant_category
is_merchant_business_line
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Sign In To Preview Data
Volume
1.8M
Accounts
Avail. Format
.csv
File
Coverage
2
Countries
History
5
years

Data Dictionary

[Sample] Example M&S User.csv
Attribute Type Example Mapping
transaction_reference
String e9a70e9e-05e2-4c60-8194-e12c18ea715232AACE064A589C2A2365A...
user_id
String 08db3d97-7eab-85e6-d0ed-bf68dc5f89c4
user_reference
String 4684f3b79ab40a79aa51a972af4d17a19e11dec6627be41f2ca1e9981...
age_band
String 35-39
salary_band
String 60K to 70K
derived_gender
Boolean f
account_reference
String e9a70e9e-05e2-4c60-8194-e12c18ea7152
provider_group_name
String HSBC
account_type
String Current
account_balance
Float 287.41
account_created_date
DateTime 2023-04-15T00:00:00+00:00
account_last_refreshed_date
DateTime 2023-07-13T00:00:00+00:00
transaction_date
DateTime 2022-10-24T00:00:00+00:00
transaction_amount
String £67.50
transaction_description
String iceland foods flintshire
credit_debit_flag
String Debit
merchant_business_line
String Iceland
merchant_name
String Iceland
purpose_tag
String Food, Groceries, Household
bank_code
String VIS
postcode_area
String AL3 5
lsoa_code
String E01023670
msoa_code
String E02004932
data_warehouse_created_date
DateTime 2023-04-15T00:00:00+00:00
data_warehouse_updated_date
DateTime 1900-01-01T00:00:00+00:00
insert_update_flag
String I
merchant_business_line_id
Integer 377
priority
Integer 2500
min_debit_tolerance
Integer 0
max_debit_tolerance
Integer 50000
merchant_category
String Supermarket
is_merchant_business_line
Boolean t
Product Attributes
Attribute Type Example Mapping
Age Bucket
35 - 39
Salary Band
£24k - £29k
Derived Gender
M
String PR3 1 Postal Code

Description

Analyse spend, consumer loyalty, to granular demography and merchant brand level, for 330+ listed entities and 1.4k+ merchants in the UK & EU. Includes Credit, Debit & Savings in one place to provide a full view of consumer spending. We are not an aggregator, all our data is direct from source.
What makes ClearScore's Exact.One dataset unique? • ClearScore provides consumer debit and credit card data at a transaction level • The data is made available directly from open banking connections that users have with the ClearScore App. • A large panel of over 1.4m users and 1.8m accounts. • Historic view of data spanning 5+ years. • Native categorisation methodology curated over the last 10 years. • Coverage of over 250 million transactions annually mapped to 250+ publicly listed companies. What is the panel size? • More than 1.4m users opted into sharing their data via Open Banking data and this is growing monthly as we acquire more users. How do I receive the data? • S3 bucket transfer (Preferred) • SFTP • Snowflake What’s the structure of the data? • Raw transactions (row-level data) or Aggregated data *Data dictionary available upon request. What is the quality of the panel? • The users who we have acquired have a re-auth rate of ~65%. • The coverage is 250 million transactions accounting for £6 billion in spend (Jan - Dec 2021 example) • Coverage of over 1400 merchants mapping to 330 tickers, 130 of which are UK publicly listed Exact.One is built on an industry-leading transaction categorisation service: • Our categorisation service is a rules based deterministic model which favours accuracy over coverage • We focus on accurately categorising spend at merchants, as well as spend pertaining to credit risk (e.g. income, gambling, benefits, financial institutions, cash withdrawals, and debt management services) • Clients can request improvements to the model, and these can easily be implemented by adding new rules or adapting existing rules Purpose tagging: We classify transactions utilising 286 purpose tags which are rolled up to higher level tags (e.g., childcare benefits > benefits > income). Merchant tagging: We tag 1.4k merchants in our model with updates applied each month. Version control: Strong version control allows us to improve our categorisation each month, whilst not breaking models. Unrivalled foundation: Engine trained on the richest data bank in the UK, with >1bn transactions from 60+ financial institutions.

Geography

Europe (2)
France
United Kingdom

History

5 years of historical data

Volume

1.4 million Users
1.8 million Accounts

Pricing

ClearScore has not published pricing information for this product yet. You can request detailed pricing information below.

Suitable Company Sizes

Small Business
Medium-sized Business
Enterprise

Delivery

Methods
S3 Bucket
SFTP
Frequency
hourly
daily
weekly
monthly
quarterly
yearly
on-demand
Format
.csv

Categories

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Frequently asked questions

What is ClearScore Dataset UK Consumer Transaction Data 1.4m users.?

Analyse spend, consumer loyalty, to granular demography and merchant brand level, for 330+ listed entities and 1.4k+ merchants in the UK & EU. Includes Credit, Debit & Savings in one place to provide a full view of consumer spending. We are not an aggregator, all our data is direct from source.

Who can use ClearScore Dataset UK Consumer Transaction Data 1.4m users.?

This product is best suited if you’re a Small Business, Medium-sized Business, or Enterprise looking for Credit Card Data. Get in touch with ClearScore to see what their data can do for your business and find out which integrations they provide.

How far back does the data in ClearScore Dataset UK Consumer Transaction Data 1.4m users. go?

This Tabular Data has 5 years of historical coverage. It can be delivered on a hourly, daily, weekly, monthly, quarterly, yearly, and on-demand basis.

Which countries does ClearScore Dataset UK Consumer Transaction Data 1.4m users. cover?

This product includes data covering 2 countries like United Kingdom and France. ClearScore is headquartered in United Kingdom.

How much does ClearScore Dataset UK Consumer Transaction Data 1.4m users. cost?

Pricing information for ClearScore Dataset UK Consumer Transaction Data 1.4m users. is available by getting in contact with ClearScore. Connect with ClearScore to get a quote and arrange custom pricing models based on your data requirements.

How can I get ClearScore Dataset UK Consumer Transaction Data 1.4m users.?

Businesses can buy Credit Card Data from ClearScore and get the data via S3 Bucket and SFTP. Depending on your data requirements and subscription budget, ClearScore can deliver this product in .csv format.

What is the data quality of ClearScore Dataset UK Consumer Transaction Data 1.4m users.?

You can compare and assess the data quality of ClearScore using Datarade’s data marketplace. ClearScore appears on selected Datarade top lists ranking the best data providers, including Best Credit & Debit Card Transaction Data Providers: Q1 2023.

What are similar products to ClearScore Dataset UK Consumer Transaction Data 1.4m users.?

This Tabular Data has 3 related products. These alternatives include Gener8 Consumer Spending Data 27M+ Consumer Transactions & 140+ Global and UK Retailers GDPR-Compliant, Versium REACH - Consumer Lifestyle and Interest (Investing, Health and Fitness, Purchase Data, etc) Append B2C, USA, CCPA Compliant, and ClearScore Dataset UK Aggregated Consumer Transaction Data 1.4m users.. You can compare the best Credit Card Data providers and products via Datarade’s data marketplace and get the right data for your use case.

Pricing available upon request

ClearScore

Large UK Consumer Transaction Dataset

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